Oriental Bank Rewardz is dedicated to enhancing the banking experience of our customers. Through our enterprise-wide loyalty program Oriental Bank Rewardz, our customers can earn OBC Points for their everyday Debit Card, Internet Banking, Mobile Banking and UPI transactions.

How does it work?

You earn OBC Points every time you use your Oriental Bank of Commerce Debit Card, Internet Banking, Mobile Banking and UPI services for in-store buys, online purchases and utility bill payments.

In addition to these benefits, you can earn extra OBC Points when you pay with your Oriental Bank of Commerce Debit Card at Max Get More partner stores like Lifestyle, Kalyan Jewellers, Reliance Trends, Vishal Mega Mart, PNG Jewellers and 80 other brands. To view the entire list, click here .

What is the points earning structure?

Debit Card

Sr.No. Transaction Rewards
1 First transaction within two months of Debit Card issuance on POS / eCom / BQR / Paywave etc. for a minimum amount of ₹100 10 Bonus Points
2 5 Transactions within one month of Debit Card issuance on POS / eCom / BQR / Paywave etc. for a minimum amount of ₹100 10 Bonus Points
3 Domestic Debit Card usage on POS / eCom / BQR / Paywave etc. (For Classic, Gold and Platinum variants of Visa or RuPay Cards) 1 Point for every ₹100/- subject to minimum spend of₹500/- per transaction (Reward points to ensure continued association of the customer with Bank)
4 Domestic Debit Card usage on POS / eCom / BQR / Paywave etc. (For Visa Signature Cards or Business Debit Cards) 2 Point for every ₹100/- subject to minimum spend of₹500/- per transaction (Reward points to ensure continued association of the customer with Bank)
5 International transactions on Debit Cards for POS / eCommerce 4 Points every ₹100/- subject to minimum spend of ₹500/- for International Transactions(Promote international usage due to higher interchange)

Internet Banking

Sr.No. Transaction Points Upper Limit
1 Registration and first transaction within 1 month of registration 10 Bonus Points One Time
2 10 transactions within first month of using Internet Banking 10 Bonus Points One Time (this is in addition to Points earned for first transaction within 1 month of registration)
3 Outward Payment Transactions from Internet Banking with transaction amount up to ₹5000 (within Bank / NEFT / RTGS / IMPS / Bill Payments etc.) 1 Point per transaction Capping of 10 transactions
4 Outward Payment Transactions from Internet Banking with transaction amount above ₹5000 (within Bank / NEFT / RTGS / IMPS / Bill Payments etc.) 2 Points per transaction
5 E-FDR / E-CDR / E-PD 2 Points per transaction for creation of E-FDR / E-CDR / E-PD Capping of 10 transactions and a maximum of 20 Points per month
6 E-Statement Registration 10 Points One Time
7 Aadhar Seeding 10 Points One Time

Mobile Banking

Sr.No. Transaction Points Upper Limit
1 Registration and first transaction within 1 month of registration 10 Bonus Points One Time
2 10 transactions within first month of using Mobile Banking 10 Bonus Points One Time (minimum transaction amount of ₹ 500 each. This is in addition to Points earned for first transaction within 1 month of registration)
3 Outward Payment Transactions from Mobile Banking with transaction amount up to ₹5000 (within Bank/ NEFT/ IMPS / Bill Payments etc.) 1 Point per transaction Capping of 10 transactions and a maximum of 10 Points
4 Outward Payment Transactions from Mobile Banking with transaction amount above ₹5000 (within Bank / NEFT / RTGS / IMPS / Bill Payments etc.) 2 Points per Transaction Capping of 10 transactions and a maximum of 20 Points

UPI

Sr.No. Transaction Points Upper Limit
1 Registration and first transaction within 1 month of registration 10 Bonus Points  One Time
2 For every  transaction 1 Point per transaction (Minimum transaction amount ₹100) Capping of 10 transactions and maximum of 10 points

Where can I redeem my OBC Points?

  • You can redeem your accumulated OBC Points at https://www.orientalbankrewardz.com/ for exciting products & services across categories such as – airline tickets, movie tickets, hotel bookings, mobile/DTH recharge, merchandise, gift vouchers & more. New products and services are regularly added to provide a better redemption experience.
  • You can also redeem your OBC Points across Max Get More partner stores, ranging from apparel and electronics to jewellery and hotels.
  • You must have a minimum of 2500 OBC Points in your account for the first redemption through OBC points. For further redemption, there is no minimum OBC Points requirement. 
  • Also, you must have a minimum of 5000 OBC Points in your account for the first redemption through Payment Gateway.
  • Only the primary card holder is eligible to redeem OBC Points.
  • Each OBC Point is worth ₹0.25.

When do my OBC Points Expire?

OBC Points are valid for 3 years excluding the month of accrual. After 3 years, these OBC Points will expire and cannot be used for redemption. Additional points earned at Partner Stores are valid for a period of 12 months or 1 year excluding the month of accrual.

How do I become a member of Oriental Bank Rewardz?

As an Oriental Bank of Commerce Debit Card holder, you are automatically enrolled into the Oriental Bank Rewardz Program and earn OBC Points on your Debit Card spends as well as on your Internet Banking, Mobile Banking & UPI Banking transactions.

You can redeem your accrued OBC Points on https://www.orientalbankrewardz.com/ by registering and activating your Oriental Bank Rewardz account.

To learn about Oriental Bank Rewardz, you can:

Call Customer Care on 1800-258-7770

Write to us at membersupport@orientalbankrewardz.com